Fast Canadian Approvals
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Interac e-Transfer funds delivered within 1 hour
Funds up to $3,000 CAD
Please read these terms carefully. They explain how our service works and your rights and responsibilities when you apply.
Last updated: October 5, 2026
These Terms and Conditions govern your use of sendmecashtoday.ca (the “Site”) and any loan application submitted through it. By using the Site or submitting an application, you agree to these terms. If you do not agree, please do not use the Site.
SendMeCashToday is a loan connection service. We are not a direct lender. Applications submitted through the Site are reviewed by our lending partners, who set the final loan amount, rate, fees and repayment schedule, and who make the final approval decision. Not all applicants will qualify, and loan availability and terms vary by province.
To apply you must be at least 18 years old or the age of majority in your province, reside in Canada, have a steady source of income, hold an active Canadian bank account able to receive Interac e-Transfers, have a valid email address and phone number, and not be in an active bankruptcy.
Short-term loans are intended to cover temporary, urgent needs and are not a long-term financial solution. Borrow only what you can comfortably repay. An existing loan must be fully repaid before a new loan can be issued.
If your application is approved, you will receive a loan agreement that discloses the principal amount, annual percentage rate (APR), total cost of borrowing, payment amounts and due dates, and any applicable fees. The loan agreement governs your loan. Please read it carefully before signing.
By submitting an application, you certify that the information provided is true and complete, authorize us and our lending partners to verify it (including through Instant Bank Verification), and consent to receive documents and communications electronically. Your electronic signature has the same legal effect as a handwritten signature. Electronic copies of documents are considered valid originals.
By signing your loan agreement, you authorize pre-authorized debits from your bank account on the scheduled payment dates. If a payment is returned, the lender may re-present it, and non-sufficient funds (NSF) fees may apply as set out in your loan agreement. You may contact us to discuss changes to a payment date at least 3 business days before it is due.
You may repay your loan in full or in part at any time without a prepayment penalty.
You agree that we and our lending partners may contact you by email, phone or text message regarding your application and loan. You may opt out of marketing messages at any time; service messages about an active loan will continue.
You agree not to submit false information, apply on behalf of another person without authorization, or interfere with the operation or security of the Site. Content on the Site is provided for general information and may change without notice.
To the extent permitted by law, SendMeCashToday is not liable for indirect or consequential damages arising from use of the Site or from any decision made by a lending partner.
These terms are governed by the laws of the province in which you reside and the federal laws of Canada that apply there.
Questions about these terms? Email support@sendmecashtoday.ca.
