24/7 Canadian Approvals
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Interac e-Transfer funds delivered within 1 hour
Funds up to $3,000 CAD
Borrow $300 to $3,000 online and get your money by Interac e-Transfer, often within 1 hour. No hard credit check, no paperwork and a decision in minutes.
A micro loan is a small, short-term personal loan designed to cover a temporary shortfall — a bill that arrives before your paycheque, a repair you didn’t see coming or an expense that simply can’t wait.
With SendMeCashToday you apply online, get a decision in minutes and receive your funds by Interac e-Transfer the same day. We look at your current situation, not just your credit history, and we never judge why you need the money.
We are not a traditional lender. We are faster, friendlier and built around real life.
Apply in about 2 minutes, get an instant decision and receive your money by Interac e-Transfer, usually within the hour.
We assess your income and your ability to repay — not your credit score — so applying won’t affect your file.
No pay stubs, bank statements or tax returns. Our online form only asks for the basics.
Your information is protected with 256-bit bank-level encryption and is never sold or shared for marketing.
Weekly or bi-weekly payments spread over 6 months. No balloon payment at the end.
Questions about your loan or your payments? Our Canadian support team is one email away.
From application to cash in your account, everything happens online.
Share your name, address, employment and banking details. It takes about 2 minutes and nothing needs to be uploaded or faxed.
Our system reviews your request automatically with no hard credit check and no impact on your score. Your result arrives within minutes.
Sign your agreement digitally and your loan is sent by Interac e-Transfer. Most customers are funded within 1 hour.
Simple criteria, no paperwork. Here is what matters — and what doesn’t.
Most approved applicants receive their funds in under 1 hour by Interac e-Transfer. The entire process, from application to deposit, usually takes less than an hour, although some banks may need up to 24 hours to process a transfer.
No. We do not perform a hard credit check, so your score is not affected. Approval is based on your income and ability to repay.
Yes. Bad credit, no credit or a past bankruptcy does not automatically disqualify you. Your current situation matters more than your history.
Contact us as soon as possible. We will work with you to find a solution — talking to us early is always better than missing a payment.
First-time borrowers typically qualify for $300 to $1,000 depending on income. After a positive repayment history, you can access up to $3,000.
No. Your rate, payment schedule and total cost of borrowing are disclosed in your agreement before you sign. What you see is what you pay.
Your bills won’t wait until next week, and neither should you. Apply in about 2 minutes, get a decision in minutes and receive your funds by Interac e-Transfer — often within the hour.
SendMeCashToday is a loan connection service, not a direct lender. Loan amounts, rates, terms and availability vary by province and are set by the lender, subject to its approval. Not all applicants will qualify. Please borrow responsibly.
